Choose and help to a specific group of people

Nurses, medical assistants, emergency workers and other important workers often become victims of a consumer credit due to a low salaries.

Teachers, nannies, coaches and other educational staff are responsible for society education are forced to think about providing their families with basic with basic means of subsistence .

People who daily help to socially unprotected orphans, invalids, pensioners are at the bottom of the social ladder.

A salary of the State Fire and Rescue Service staff and others Municipal services staff doesn't go with the risks people meet with and is the reason, why they often bear the debt burden.

Musicians and Actors are forced to take out a loan due to the seasonality of their work. Restrictions during pandemic drastically reduced their incomes during the pandemic and many of them have fallen into debts.

Paymasters, waiters, sellers and other service staff are often find themselves on the brink of poverty. This situation became especially common during a pandemic.

To raise a child is not only psychologically hard challenge, but also financially hard one. That is why single parents get in debts so often

Average pension in Latvia is below the subsistence level. Retirees need to take out loans to pay off medical costs, unable to pay credit costs and as a result become debtors.

In Latvia people with disabilities everyday are fighting against infrastructure and financial difficulties.

Utilities ar a heavy burden, especially for retirees and single parents. Sometimes, utilities bills may be bigger than a human monthly incomes.

Medical Care prices grow constantly! People, who face a health problem, fall into medical debts

Socially poor people need to take consumer loans to pay daily costs. Consumer loans very often isn't payed.